Married Couple (Age 39) — published premium data across Utah

The driver, exactly as UID defines it

Married Couple (Age 39). The average auto insurance rates featured in the comparison table below are based on a standardized consumer profile: Vehicle: 2025 Hyundai Kona Usage: Driven to and from work or school, 3 to 15 miles one way Driving record: Clean (no accidents or violations) Credit history: Mid-range Coverage limits: Bodily Injury (BI) 50/100, Property Damage (PD) $50,000, UMBI/UIMBI 50/100, and Personal Injury Protection (PIP) $3,000 Deductibles: $500 for Comprehensive and Collision (Note: one insurer's deductible is $1,000) Discounts: No special rates or promotional discounts applied Policy period: 6-month term Complaint ratio: The complaint ratio represents the number of valid consumer complaints received per $100,000 of an insurer's earned premium. Loss and expense ratio: The combined loss and expense ratio is, losses paid combined with administrative expenses compared to premiums. *NA in the table means that the policy type is not offered through this specific insurer. You should contact the company directly to verify if coverage can be obtained via an affiliate. The tables below can be sorted by clicking on the column name. Ogden — 84403

This source publishes no rates-effective date

not published by the source — the Utah Insurance Department dates these comparison tables only by edition year (2025) and states no rates-effective date anywhere on the page, in the Rate Selection Criteria or in the table markup. We record the date we retrieved it — 9 August 2026 — as a separate field, and no page on this site presents that retrieval date where a rates date belongs.

What these figures are, and what they are not

Each figure is computed from the premiums insurers filed with Utah Insurance Department for one hypothetical driver the regulator defined. They are not quotes, not offers, and not what any individual pays. An insurer’s filed sample rate assumes the exact vehicle, mileage, record and coverage in the published profile, and nothing else.

The average auto insurance rates featured in the comparison table below are based on a standardized consumer profile: Vehicle: 2025 Hyundai Kona Usage: Driven to and from work or school, 3 to 15 miles one way Driving record: Clean (no accidents or violations) Credit history: Mid-range Coverage limits: Bodily Injury (BI) 50/100, Property Damage (PD) $50,000, UMBI/UIMBI 50/100, and Personal Injury Protection (PIP) $3,000 Deductibles: $500 for Comprehensive and Collision (Note: one insurer's deductible is $1,000) Discounts: No special rates or promotional discounts applied Policy period: 6-month term Complaint ratio: The complaint ratio represents the number of valid consumer complaints received per $100,000 of an insurer's earned premium. Loss and expense ratio: The combined loss and expense ratio is, losses paid combined with administrative expenses compared to premiums. *NA in the table means that the policy type is not offered through this specific insurer. You should contact the company directly to verify if coverage can be obtained via an affiliate. The tables below can be sorted by clicking on the column name. Ogden — 84403 The 2025 edition is the current one, published under Utah Code §31A-2-208.5; the department publishes no rates-effective date for these tables, so none is carried here — only the date this data was retrieved. Premiums are for a six-month policy term; "annual" in the department's title describes the publication cycle, not the policy period. We publish the count and the distribution — the smallest filed rate, the quartiles, the median and the largest — and never a rate attributed to an insurer.