Published car-insurance premium data for District of Columbia (2024)
The lowest single filed rate anywhere in this survey is $212 and the highest is $3,600 — 17.0× apart, for defined hypothetical drivers.
District of Columbia Department of Insurance, Securities and Banking · rates effective 15 August 2024 · six-month premiums · 261 filed rates · retrieved 9 August 2026 · source document
These rates are 24 months old
District of Columbia Department of Insurance, Securities and Banking last published this survey with rates effective 15 August 2024. The market has moved since. For the direction of prices now, see the US car-insurance price index.
- Driver profiles published
- 9
- Jurisdiction published
- 1
- Filed rates behind these pages
- 261
- Policy term
- six-month
What DISB publishes, and why it looks like this
The District of Columbia’s Department of Insurance, Securities and Banking publishes a premium comparison across 9 household profiles, each a married couple or a single driver at one of three ages, with per-company rate-effective dates recorded alongside each figure.
Premiums are for a six-month term. The District publishes no geographic breakdown at all, so it has exactly one geography and no sibling area pages. Its own per-company effective dates span several years, which is why the survey’s own publication stamp rather than any individual filing date is what these pages carry.
What these figures are, and what they are not
Each figure is computed from the premiums insurers filed with District of Columbia Department of Insurance, Securities and Banking for one hypothetical driver the regulator defined. They are not quotes, not offers, and not what any individual pays. An insurer’s filed sample rate assumes the exact vehicle, mileage, record and coverage in the published profile, and nothing else.
Minimum required limits for a six-month policy: Bodily Injury: $25,000 Per Person Per Accident/$50,000 For All Persons Per Accident/$500 Deductible; Physical Damage: $10,000 Per Accident/$500 Deductible; Uninsured Motorist Bodily Injury: $25,000 Per Person Per Accident/$50,000 For All Persons Per Accident/$500; Uninsured Motorist Physical Damage: $5,000 Per Accident/$200 deductible. DISB publishes a rate-effective date PER COMPANY rather than one date for the survey — in this edition they span 2022-11-07 to 2024-08-15. The date carried here (2024-08-15) is the guide's own publication date. DISB publishes one District-wide sample and no geographic breakdown, so every profile has a single area. We publish the count and the distribution — the smallest filed rate, the quartiles, the median and the largest — and never a rate attributed to an insurer.
Every driver profile DISB publishes
| Driver profile | Combinations | Lowest filed | Median range | Highest filed |
|---|---|---|---|---|
| Married Couple, age 25 Married Couple, age 25. The vehicle used in our comparison is a three year old Toyota Camry Model, 4-door sedan with a 4-cylinder… | 1 | $269 | $778–$778 | $3,341 |
| Married Couple, age 39 Married Couple, age 39. The vehicle used in our comparison is a three year old Toyota Camry Model, 4-door sedan with a 4-cylinder… | 1 | $212 | $710–$710 | $3,252 |
| Married Couple, age 66 Married Couple, age 66. The vehicle used in our comparison is a three year old Toyota Camry Model, 4-door sedan with a 4-cylinder… | 1 | $212 | $649–$649 | $2,991 |
| Single Female, age 25 Single Female, age 25. The vehicle used in our comparison is a three year old Toyota Camry Model, 4-door sedan with a 4-cylinder… | 1 | $367 | $933–$933 | $3,600 |
| Single Female, age 39 Single Female, age 39. The vehicle used in our comparison is a three year old Toyota Camry Model, 4-door sedan with a 4-cylinder… | 1 | $281 | $710–$710 | $3,430 |
| Single Female, age 66 Single Female, age 66. The vehicle used in our comparison is a three year old Toyota Camry Model, 4-door sedan with a 4-cylinder… | 1 | $329 | $672–$672 | $2,909 |
| Single Male, age 25 Single Male, age 25. The vehicle used in our comparison is a three year old Toyota Camry Model, 4-door sedan with a 4-cylinder… | 1 | $375 | $960–$960 | $3,522 |
| Single Male, age 39 Single Male, age 39. The vehicle used in our comparison is a three year old Toyota Camry Model, 4-door sedan with a 4-cylinder… | 1 | $271 | $754–$754 | $3,433 |
| Single Male, age 66 Single Male, age 66. The vehicle used in our comparison is a three year old Toyota Camry Model, 4-door sedan with a 4-cylinder… | 1 | $269 | $672–$672 | $3,119 |
The other dimension of this survey
DISB rates 1 jurisdiction as well. Every one of them appears on the pages above, as a row inside each driver profile page. The transposed pages — one page per jurisdiction, carrying every driver profile — are a later batch, and are named here rather than linked because they do not exist yet.
- District of Columbia
What District of Columbia requires by statute
These filed rates are for the coverage the survey defines, which is not the same thing as the state’s legal minimum. Car-insurance requirements in District of Columbia sets out what the statute obliges a driver to carry, with the citation and the effective date.
Questions about this data
- Are these car-insurance quotes for District of Columbia?
- No. They are rates insurers filed with District of Columbia Department of Insurance, Securities and Banking for driver profiles the regulator defined. They are not offers and not what any individual pays.
- Why is there no single average figure for District of Columbia?
- Because a single figure hides the spread, and the spread is the finding. Across this survey the lowest filed rate is $212 and the highest is $3,600, both for defined hypothetical drivers.
- Are these six-month premiums?
- District of Columbia Department of Insurance, Securities and Banking publishes six-month premiums. This site never converts between the two terms and never places one state's figures beside another's.
Source: District of Columbia Department of Insurance, Securities and Banking, rates effective 15 August 2024. Retrieved 9 August 2026. 261 filed rates aggregated into 9 published distributions; no per-insurer figure is stored or shown.